Tag Archive | Foreclosure

Motherhood Talk Radio hosted by Sandra Beck, Christy Holly, and Rick Swanson presents Doris Rivas Brekke on Bank Foreclosure and Losing your Home with Grace

Motherhood Talk Radio, Motherhood Incorporated, Sandra Beck, Rick Swanson, Christy Holly, Robin Boyd, Doris Rivas Brekke,  Foreclosure, Losing your home, Mom Talk Radio, Mommy Talk Radio, Talk Radio for Moms, Embracing Motherhood, Motherhood Radio, Parenting Talk Radio, Parent Talk Radio, Talk Radio for Parents, Embracing Parenthood, Parent Radio, Mom Radio, Mommy Radio, Woman Talk Radio, Women Talk Radio, Women’s Issues Talk Radio, Women’s Health Talk Radio, Work At Home Mom Talk Radio, Women Power Talk Radio, Smart Women Talk Radio, Stupid Diet Guy Talk Radio, Stupid Diet Guy, Los Angeles Talk Radio, California Talk Radio, Dating Advice Talk Radio, Marriage Advice Talk Radio, Divorce Advice Talk Radio, Wedding Advice Talk Radio, Relationship Advice Talk Radio, Free advice on dating, free advice on marriage, free advice on divorce, free advice on weddings, free advice on relationships, free relationship advice, women’s issues shows, women’s issue show, talk radio los angeles, free cooking advice, cooking talk radio, family matters, advice for families, free advice for families, free adoption advice, advocate for women, crafting for moms, mommy crafts, beading, care packages for soldiers, child adoption services, empowerment thinking, optimal thinking, culture building, diversity training, eldercare talk radio, nutrition talk radio, fit to strip challenge, friend ship talk radio, girlfriend talk radio, girlfriend advice on dating, girlfriend advice on marriage, girlfriend advice on wedding, girlfriend advice on relationship, stupid diet guy on dating, stupid diet guy on marriage, stupid diet guy on divorce, stupid diet guy on weddings, stupid diet guy on relationshipsMotherhood Talk Radio hosted by Sandra Beck, Christy Holly, and Rick Swanson presents Doris Rivas Brekke on Bank Foreclosure and Losing your Home with Grace.

Motherhood Talk Radio welcomes Doris Rivas-Brekke, creator of Daily Dialogue with Doris and roving reporter for Military Mom Talk Radio and Motherhood Talk Radio.  Recently, as a reporter on her “News You Can Use” segment, Doris Rivas-Brekke has been reporting on such topics homeless veterans to the collecting coupon-craze.   On this week’s show, Doris Rivas-Brekke talks about a topic that is touching many American lives today; the issue of “home foreclosure”.  Doris talks about her personal experience with losing her home through foreclosure and how to get through this life changing experience with grace and hope.

Doris Rivas-Brekke is a new addition to the Military Mom Talk Radio (MMTR) group.  She is a veteran of the U.S. Army, where she worked as a mental health counselor.  She is also a former business owner, public relations and marketing consultant, a budding author and soon to be host of her own faith-based radio talk show.  Doris Rivas-Brekke earned her Bachelor’s degree in psychology from San Diego State University. Born and raised in San Diego, California, Doris has recently returned to San Diego after having lived many years in Los Angeles.

Doris has many passions, number one is growing roses.  She also loves to write and is working on her auto-biography about her life in the military in the 1970’s, her alcohol addiction and recovery and her new found Christian faith!  She also loves to work out and play with her two cats, Lucky and Coco Chanel and her two dogs, Lady Blackjack and the Princess of Sheba!

Motherhood Talk Radio is co-hosted by Sandra Beck, Christy Holly and Rick Swanson, hosted by Toginet Radio and powered by Motherhood Incorporated.  Motherhood Talk Radio would like to thank our guest who have spoken with respect to motherhood on the following topics: women’s issues, parenting, relationship advice, personal growth, divorce, marriage, dating, weddings, relationships, health care, pet health, crafting, beading, relationship advice, cooking, family matters, care packages for soldiers, nutrition, child adoption, children with brain injuries, children’s advocacy, autism, cancer, eldercare issues, child care issues, personal growth and parenting issues.

How I've Seen the Broker Price Opinion Business Evolve by Nicole Ocean

In the almost 2 years that I have been in a Broker Price Opinion Vendor (and BPO Trainer as well as author of a ‘How-to,’ Manual on the topic of Broker Price Opinions.), I have been fortunate to have personally seen numerous changes happen as well as gain insight and knowledge from others are they shared many heartfelt conversations with me. I have had the great opportunity to learn from other BPO and REO Vendors from all over the United States.

One of the more frustrating aspects of our business that has evolved in the last few years is in the fact that the various companies that offer BPO work have lowered the price that they are willing to pay to have a BPO order completed.

I used to make more  money on average per order almost 2 years ago and thus I know personally and have been that this change has happened within many of the over 30 companies that I have worked with over the last few years and done over 1,000 BPO’s for. I have had to set a minimum for what I think my time is worth and then decline work if it falls below this.

Another thing that has occured within the BPO Industry is that many states have tightened up on their laws thereby regulating who can and cannot do a BPO. This is in big part by a legal movement from appraisers.

Examples of states where it is illegal to do BPO’s and receive compensation for are: (Unless you are a licensed appraiser)

WV, AZ, PA, UT, NV, MS, NM

Sources:

 http://wiki.answers.com/Q/What_states_define_a_Broker_Price_Opinion_BPO_as_an_appraisal_and_require_it_be_completed_by_a_licensed_or_certified_appraiser

http://realestate.about.com/od/appraisalandvaluation/qt/bpo_legality.htm

Lastly, with more and more real estate professional and even appraisers doing BPO/REO work, this changes the overall criteria that the various BPO, REO and Asset management companies require to become a new vendor for their company.

I have had a handful of phone conversations with people that are trying to get into the business recently and found that they are being faced with higher standards, being added to a waiting list and even been turned away.

I hope you find good success with BPO’s and thank you for reading my blog!

Warmly,

 Nicole Ocean

 nicolesdreams eBooks

Realtor/BPO Specialist & Trainer

www.nicoleocean.com

www.motherhoodincorporated.com